Using PIP as a Pedestrian

The number of pedestrians struck by vehicles is on the rise. As a pedestrian, it is important to know who is responsible for paying your medical expenses after an accident.

Pedestrians who are Pennsylvania auto insurance policy holders should make a Personal Injury Protection (PIP) claim, and submit their medical bills to their auto insurance up to the coverage limit on their policy. Any costs incurred after the coverage amount is exhausted can be recovered from the driver of the vehicle in the event of a lawsuit settlement.

If the injured pedestrian does not have a car, and therefore does not have auto insurance, Pennsylvania statute dictates that they could qualify for coverage if they live with a family member who does have car insurance. However, if this is not the case, then that pedestrian would be eligible for medical benefits through the insurance on the vehicle involved.

The process to make insurance claims after an accident can be complicated. The attorneys at Leonard Sciolla are here to represent you in obtaining proper coverage for your medical bills and to bring a claim against the driver who hit you. Contact Christopher Fleming and Marisa Ciarrocki in our Philadelphia office at (215) 567-1530 or Greg Sciolla in our New Jersey office at (856) 273-6679.

Published September 16, 2016