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Auto Insurance Provides Medical Benefits for Cyclists

Your car insurance does more than protect you as a driver and a passenger. It can also protect you if you are a bicyclist injured in a collision with a vehicle.

Pennsylvania and New Jersey are both no-fault states. This means that policy holders will receive medical benefits regardless of who is at fault for an accident involving a vehicle, whether or not you are inside a vehicle at the time of the accident. Pennsylvania law requires drivers to carry $5,000 minimum in Personal Injury Protection (PIP), which means that your auto insurance will cover at least $5,000 worth of medical expenses for injuries sustained.

If you are injured while riding a bike due to a collision with a vehicle, be sure to make a claim with your auto insurance and supply your claim information to any and all physicians you treat with for your injuries.

No-fault insurance will also cover medical payments if you are pedestrian injured by a vehicle. Learn more here.

The process to make insurance claims after an accident can be complicated. Our attorneys can represent you in obtaining proper coverage for your medical bills and to bring a claim against the driver who hit you. Contact partner Christopher Fleming in our Philadelphia office at (215) 567-1530 or partner Greg Sciolla in our New Jersey office at (856) 273-6679.

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